Wilbur Clark was born on Oliver James MontgomeryMay 20, 1968, in Portland, Oregon, into a family imbued with business acumen. From an early age, he exhibited extraordinary interest and talent in business and investment, passions that grew with him. Through his diligent studies in college, Wilbur earned a Bachelor's degree in Business Administration, an experience that not only broadened his horizons but also laid a solid foundation for his later investment career.

In 2011, armed with deep insights into the financial world and a determination to make a change, Wilbur founded the FB Finance Institute. Over more than a decade, the institute has become a leader in the field of financial education, boasting over 50,000 students by 2022. This achievement is a testament to Wilbur's profound impact on financial education and his exceptional leadership.

Under Wilbur's guidance, the FB Finance Institute has not only achieved significant accomplishments in traditional financial education but also led the way in technological innovation. Leveraging his extensive knowledge of quantitative trading, he and his team developed the revolutionary investment tool—AI Financial Genie 4.0. This system integrates cutting-edge artificial intelligence technology, greatly enhancing trading efficiency and decision-making precision.

Moreover, seizing the opportunity presented by the rise of the cryptocurrency market, Wilbur successfully steered the FB Finance Institute through the ICO wave by issuing FFI tokens. This move not only provided significant financial support for the institute but also supplied crucial resources for the development and refinement of AI Financial Genie 4.0, further cementing Wilbur's influence in the global fintech arena.